Home Equity Line of Credit from Capital City Bank Goodbye, COUCH OFFICE. Hello, NEW ADDITION. Member Say Hello to opportunity when you unlock the equity in your home. With a Home Equity Line of Credit from Capital City Bank, say hello to a better way to fund your home improvements, dream vacations, education expenses and more. Apply for a credit line just like a loan, and once you're approved you can access this cash - up to your full available credit limit - whenever you'd like, for whatever you'd like. Go online or stop by today to apply." Apply now at: ccbg.com/equity Capital City Bank *All loans subject to credit and property approval. Hazard insurance required and flood insurance, if applicable. An annual fee FDIC ER of $50 is charged on the first year anniversary after closing and each year thereafter. A prepayment penalty of 2% of the original credit line amount, not to exceed $1,500, will be assessed if the credit line is closed within three (3) years of the origination date. The borrower may pay the credit line down to zero without closing the line of credit or without incurring a prepayment penalty. Consult a tax advisor about possible tax benefits. Minimum line of $10,000 required and maximum line amount not to exceed $500,000. Exclusions, limitations and funding requirements apply. Additional Limitations and conditions apply for existing HELOC clients. Refer to product disclosure or ask a banker for complete details. Home Equity Line of Credit from Capital City Bank Goodbye , COUCH OFFICE . Hello , NEW ADDITION . Member Say Hello to opportunity when you unlock the equity in your home . With a Home Equity Line of Credit from Capital City Bank , say hello to a better way to fund your home improvements , dream vacations , education expenses and more . Apply for a credit line just like a loan , and once you're approved you can access this cash - up to your full available credit limit - whenever you'd like , for whatever you'd like . Go online or stop by today to apply . " Apply now at : ccbg.com/equity Capital City Bank * All loans subject to credit and property approval . Hazard insurance required and flood insurance , if applicable . An annual fee FDIC ER of $ 50 is charged on the first year anniversary after closing and each year thereafter . A prepayment penalty of 2 % of the original credit line amount , not to exceed $ 1,500 , will be assessed if the credit line is closed within three ( 3 ) years of the origination date . The borrower may pay the credit line down to zero without closing the line of credit or without incurring a prepayment penalty . Consult a tax advisor about possible tax benefits . Minimum line of $ 10,000 required and maximum line amount not to exceed $ 500,000 . Exclusions , limitations and funding requirements apply . Additional Limitations and conditions apply for existing HELOC clients . Refer to product disclosure or ask a banker for complete details .